Helping

FIRST TIME BUYERS

By Simplifying

YOUR MORTGAGE

FREE INITIAL CONSULTATION

Use this form to arrange a call back from our friendly qualified mortgage adviser.

QUALITY MORTGAGE ADVICE
FOR FIRST TIME BUYERS

Are you a first time buyer wondering whether you can get on the property ladder?

 

Buying your first home can be an exciting time but can be stressful and confusing too. At Hunter Financial Management our aim is to use our 20+ years of experience and knowledge to minimise the stress, while also getting you the right mortgage deal.

 

We are based in Seaford serving clients across the whole of East Sussex including Seaford, Newhaven, Peacehaven, Lewes, Ringmer, Eastbourne & Brighton.

Then call us on 01323 873733 or click here to request a call back.

Think carefully before securing other debts against your home.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

LOCAL, FRIENDLY & PROFESSIONAL
MORTGAGE ADVICE
THREE ESSENTIAL QUESTIONS OUR
MORTGAGE ADVICE WILL HELP YOU ANSWER

How much can I borrow?

 

Lenders used to just multiply your income by up to five times to work out your maximum mortgage size. It's a lot more complicated than that now, as the lender has to check the affordability of the mortgage.


Each lender has a different calculation to determine what is affordable for you to borrow.


After getting to know your circumstances, we will research these differences to find the right mortgage lender for you.


Don’t miss out on your dream home just because you’re asking the wrong lender!

 

What type of mortgage?

 

The mortgage market has a variety of different mortgage types to choose from and it can be easy to make a mistake.


Our mortgage advice will recommend the correct deal for you. We do this by getting to know what you have, what you want and where you want to be in the future.


Fixed Rate Mortgages will give you peace of mind. Tracker Mortgages interest rates can go up as well as down. Cashback Mortgages can help cover some of the costs.


If you would like to read more about different types of mortgages, read our Jargon Buster.

What are the other costs?

 

Along with getting a mortgage comes the actual cost of buying your home.

 

Stamp duty is payable to the government on the purchase price over £125,000. Also solicitor’s fees can also be expensive and you will need to allow for these within your budget.

 

Having a mortgage comes with a responsibility to have insurance in place. These include buildings insurance and life insurance.

 

Our mortgage advice will also help you to budget for these costs. We can obtain quotes on your behalf for solicitors and insurance.
 

Our mortgage advice has no hidden charges or surprises. Our standard fee for mortgage advice is £299 payable upon a successful mortgage offer.

01323 873733

FREE INITIAL CONSULTATION

Get in contact today for a FREE initial consultation with our friendly qualified mortgage adviser.

AWARD WINNING
MORTGAGE ADVISER

Benjamin Marc Warren is our award winning adviser, having being awarded in 2015 the Personal Finance Society's best completed diploma (Sussex Region) in regulated finacial advice. Benjamin is in his third year at the firm and has helped a wide range of clients achieve their dream of owning a property.

 

"This was all new to me and Benjamin explained the whole process in a way I would understand, he kept me in the picture the whole time and even dropped some paperwork into my work when I was unable to get to there office. Benjamin was friendly & professional and would recommend him to anyone. " - Stella, East Sussex.

 

Martin Hunter has been advising clients in the Seaford area and the south-east generally for over 20 years, from life cover and mortgages to pensions, ISAs and other investments. He is known for his friendly and professional service that you can have confidence in.

 

They are both assisted by administrator Lindsay Kelly, who like them aims to give a professional and reliable service in a friendly and accessible style. 

The value of pensions and investments can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Get in contact today using any of the below methods to arrange a free consultation with our friendly mortgage adviser.

Visit

9 Sutton Road,

Seaford

BN25 1RU

 

Call

T: 01323 873733

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© 2015 by Hunter Financial Management Ltd

The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

 

            Hunter Financial Management Ltd is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

 

            Hunter Financial Management Ltd: Registered in England No. 3481197. Registered Office: 9 Sutton Road, Seaford , East Sussex, BN25 1RU.

 

            The Financial Conduct Authority do not regulate Buy to Let Mortgages.